Cornerstone Update

After the volatility the past 15 months in the stock and bond markets, we wanted to take a step back and examine the structure of our Cornerstone models. This short video explains what has happened, some of the key drivers behind the performance inside the models, and some of the areas we've been focusing on as Christian investors.

Here are some of the charts included in the video:

Each of the Cornerstone models has remained within its stated risk objective.

Each Cornerstone model has a different allocation to equities (stocks), which leads to different risk levels

Smaller companies have struggled with fears about the economy

Illustrative purposes only; Not a recommendation to invest in any of the securities shown; Past performance is not a guarantee of future results.

Cornerstone's Stock Allocation skews towards smaller companies

SOURCE: Morningstar Direct; Illustrative Purposes Only; Chart shows the allocation range of the components of SEM's Cornerstone Growth model and the Vanguard Total Stock Market Index; The purpose is to show the differences in asset allocation when applying a faith-based investment screen.

Christian investors are challenged to avoid profiting from areas the Bible clearly says are sin. This means not always tracking the S&P 500 index.

The biggest companies participate the most in areas Christians find objectionable

SOURCE: eValuator; Data shows the individual S&P 500 components as of February 28, 2023

"Guaranteed" Returns typically lag over the long-term

A longer-time horizon is important when investing.

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New Kent, VA
Jeff joined SEM in October 1998. Outside of SEM, Jeff is part of the worship team at LifePointe Christian Church where he plays the keyboard and bass guitar. He also coaches a club soccer team.