We’re all probably sick of the annual forecast webinars where the experts all tell us what we should expect for the year ahead. As SEM enters our 34th year in business we’ve learned most of these webinars are pointless. Things rarely work out like the experts expect. More
One of the hardest lessons for finance graduates is understanding the moves in the market often go completely against the tens of thousands of dollars their education taught them. One reason I enjoy being a guest lecturer at Liberty University is I get the opportunity to teach a small subset
There are five discourses in the Gospel of Matthew:
- The Sermon on the Mount (ch. 5-7)
- The Missionary Discourse (ch. 10)
- The Parabolic Discourse (ch. 13)
- The Community Discourse (ch. 18-20)
- The Apocalyptic Discourse (ch. 24-25)
We're going to be focusing just on the first one: The Sermon on the
We survived the first couple of days of 2025 along with the first test of our newly elected government – the re-election of Mike Johnson as Speaker of the House. This may seem inconsequential to some, but on Wall Street everyone was holding their breath to see whether or not we'd
Working according to plan
In 2023, stocks enjoyed strong gains, but all that did was make-up for the 2022 losses. In 2024, stocks posted another impressive year of gains, while bonds again struggled. This has left many people believing they should increase their stock allocation and reduce their bond exposures.