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Fall 2026 Newsletter

By Jeff Hybiak, CFA • September 30, 2026 • 0 Comments
Fall 2026 Newsletter

The Bond Market Takes the Wheel

If you only looked at the stock market, it was a relatively quiet quarter. The S&P 500 gained a couple of percent for the quarter and around 12% for the year (as of 9/28). Underneath the surface, it was anything but

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Newsletter,High Yield Bonds,AI,Retirement Planning

Avoiding the Emotional Roller Coaster - MMM v7-39

By George Moore IV, Cody Hybiak • September 28, 2026 • 0 Comments
Avoiding the Emotional Roller Coaster - MMM v7-39

I like to think of myself as an emotionally grounded individual. Any time I can, I try to make the least emotional decision possible. Consider the facts, alternatives, potential wins and losses, that sort of thing. That all goes out the window when it comes to sports. The only thing

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Musings

The Patience Problem: Why God Uses Seasons of Waiting

By Courtney Dent • September 23, 2026 • 0 Comments
The Patience Problem: Why God Uses Seasons of Waiting

As summer fades and fall approaches, life tends to speed up. School schedules return, activities fill our calendars, holidays begin to appear on the horizon, and year-end responsibilities start demanding our attention. Before long, many of us find ourselves moving from one task to the next, wondering where the

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Cornerstone

Getting Ahead of the Season - MMM v7-38

By George Moore IV, Cody Hybiak, Jeff Hybiak, CFA • September 21, 2026 • 0 Comments
Getting Ahead of the Season - MMM v7-38

I turned 30 recently, and while I didn’t feel any differences in turning 30, I noticed that there were things that 20s Cody wouldn’t recognize in me. The greatest change that’s taken place in the past year or so is that I took up a new hobby.

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Musings,Federal Reserve,Interest Rates,inflation

Inflation is Difficult - MMM v7-37

By Jeff Hybiak, CFA, George Moore IV • September 14, 2026 • 0 Comments
Inflation is Difficult - MMM v7-37

Inflation is one of the most difficult things to understand. I won't spend the time this week trying to explain it. After week's of blog word counts which got completely away from me, I'm trying to keep my portion brief this week. Last week I delivered my

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Musings,inflation,Interest Rates
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About the Blog

The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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Fall 2026 Newsletter
September 30, 2026
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This site is for INFORMATIONAL PURPOSES ONLY. The comments and posts published in the SEM Trader's Blog ARE NOT investment recommendations. They can NEVER be considered as trading calls or advices. If you decide to use the information offered here for your real trading it is at your own risk. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

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Opinions expressed at www.semwealth.com and tradersblog.semwealth.com are those of the individual authors and do not necessarily represent the opinion of SEM Wealth Management or its management. Any opinions, news, research, analysis, prices or other information contained on this website, by SEM, its employees, partners or contributors, is provided as general market commentary and does not constitute investment advice. SEM will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

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