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Anchored in Hope (Part 8): Too Good to be True

By Courtney Dent • August 12, 2026 • 0 Comments
Anchored in Hope (Part 8): Too Good to be True

Have you ever fallen for something that seemed too good to be true?

Maybe it was a social media post with a shocking headline. Perhaps it was an advertisement promising dramatic results with almost no effort. Maybe it was a story that confirmed what you already wanted to believe, so

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Cornerstone,Impact,1 & 2 Peter

Frozen, Not Broken - MMM v7-32

By Jeff Hybiak, CFA, George Moore IV • August 10, 2026 • 0 Comments
Frozen, Not Broken - MMM v7-32

For those of you who weren’t aware, our intern Toby, who had his own “Toby’s Take” section of the blog while he was seeing if he wanted to pursue a career in finance, started an apprenticeship earlier this summer with a commercial HVAC company. Last week we were

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Musings,Economic Update,Payrolls,Unemployment

Should you open a Trump Account?

By Cody Hybiak • August 05, 2026 • 0 Comments
Should you open a Trump Account?

Trump's Free Money is Real. Your Savings Plan is a Separate Question.

Trump accounts deliver real free money and a long runway for a child's retirement. But for families saving for education, a 529 is still the better tool – and neither one comes before your own retirement. Here'

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Financial Planning,Retirement Planning,College Savings

The AI Poker Game - MMM v7-31

By Jeff Hybiak, CFA, George Moore IV • August 03, 2026 • 0 Comments
The AI Poker Game - MMM v7-31

I originally intended to spend most of this week's blog dissecting Nvidia's reported involvement in financing a massive OpenAI data center project and some of the ramifications of what appears to be a new level of complexity in the buildout. The deeper I dug into the story, however,

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Musings,AI,GDP,Federal Reserve

A New Era? - MMM v7-30

By Jeff Hybiak, CFA, George Moore IV • July 27, 2026 • 0 Comments
A New Era? - MMM v7-30

Last week started out promising before one of our "summer themes" took over after the close on Wednesday night. Those themes are – the AI buildout is getting more expensive, inflation is becoming more structural, the new Fed Chair appears serious about inflation, and despite all of that, earnings growth and

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Musings,AI,Oil
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The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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Anchored in Hope (Part 8): Too Good to be True
August 12, 2026
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August 10, 2026
Should you open a Trump Account?
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This site is for INFORMATIONAL PURPOSES ONLY. The comments and posts published in the SEM Trader's Blog ARE NOT investment recommendations. They can NEVER be considered as trading calls or advices. If you decide to use the information offered here for your real trading it is at your own risk. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

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