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His Reward: A study through the Sermon on the Mount (Part 4)

By Courtney Dent • April 09, 2025 • 0 Comments
His Reward: A study through the Sermon on the Mount (Part 4)

Just in the previous chapter it says, "so that they may see your good works" and now in Matthew 6:1 Jesus is giving us a warning of practicing our righteousness to be seen by others. So which one is it? Should we be doing this for others to see

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Cornerstone,Impact,Sermon on the Mount

Keep Calm ..... MMM v6-14

By Jeff Hybiak, CFA • April 06, 2025 • 0 Comments
Keep Calm ..... MMM v6-14

After years of minor battles, last week the Trump Trade War exploded across the globe with his "Liberation Day" announcement on Wednesday afternoon. On day 1 in office he signed an order to study all trade agreements with a due date at the beginning of April. We knew the day

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Musings,Trade War,SEM Model Update,Economic Update

1st Quarter 2025 - Spring Newsletter

By Jeff Hybiak, CFA • April 03, 2025 • 0 Comments
1st Quarter 2025 - Spring Newsletter

Proper Expectations are Key

Over the long-term, the S&P 500 has averaged a 10% return. Over the past 8 years, we’ve seen 5 years of 20%+ returns, including the past two years. Stocks also posted losses of 4% and 18% in 2 other years. When investing, one

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Newsletter

Conflicting Goals - MMM v6-13

By Jeff Hybiak, CFA • March 31, 2025 • 0 Comments
Conflicting Goals - MMM v6-13

Markets move in cycles. This is obvious to anybody who has tracked the market for more than a few years. Part of each cycle is the "driver" of the move (up or down). The bulk of 2023 and 2024 was on mega-cap tech stocks and AI in particular. Following the

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Musings,Oil,inflation

Work as Cultivation (God's Plan for Work) - Part 3

By Courtney Dent • March 26, 2025 • 0 Comments
Work as Cultivation (God's Plan for Work) - Part 3
"And God blessed them. And God said to them, 'Be fruitful and multiply and fill the earth and subdue it, and have dominion over the fish of the sea and over the birds of the heavens and over every living thing that moves on the earth.'" - Genesis 1:
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Cornerstone,Every Good Endeavor
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The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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