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A Horrible Track Record

By Jeff Hybiak, CFA • July 31, 2019 • 0 Comments
A Horrible Track Record

The Federal reserve cut interest rates for the first time since 2008. Since late 2015, they have raised short-term interest rates from near 0% to 2.25%. Since June when the Fed hinted at the chances they would cut rates at their next meeting, investors have poured money into the

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Chart of the Week,Federal Reserve

Phishing - Why We Need Training (And Why 2FA Isn't Enough)

By Dustin Briles • July 26, 2019 • 0 Comments
Phishing - Why We Need Training (And Why 2FA Isn't Enough)

Last week we dealt with a phishing attack that turned out to be a bit scary. The attack used a technique that I knew was possible, but had only read about before (check out this post on Reddit). This was the first time I had actually seen it for myself.

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Technology,phishing,2FA

3 Minute Market Outlook - Q3 '19

By Jeff Hybiak, CFA • July 23, 2019 • 0 Comments

Here’s a quick look at the most important charts from our 3rd Quarter Market & Economic Update.

  • Check out the full 30 minute update here (including a link to download our entire chart packet).
  • Read the ‘Investment Grade Junk’ article referenced in the update here.

I realize some of

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Bond Risks,Chart of the Week,Economic Data,Presentation

Managing Passwords Effectively

By Dustin Briles • July 19, 2019 • 0 Comments
Managing Passwords Effectively

2023 update: I no longer recommend using LastPass for your password manager. I strongly recommend 1Password instead.

Passwords are, frankly, a bane of our online existence. You need a password to log in to pretty much everything, and in the year 2019 we log in to a lot of things.

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Technology,passwords

Is this the first canary?

By Jeff Hybiak, CFA • July 17, 2019 • 0 Comments
Is this the first canary?

Most of you probably didn’t notice, but a $693 million loan lost 1/3 of its value in the past week. It wasn’t a company anybody has heard of, which is part of the problem. Clover Technologies, a company that recycles printer cartridges, cell phones, and

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Chart of the Week,junk bonds
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The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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