When have you been pressured to do something you did not want to do? Standing firm under pressure can be hard – especially if the pressure is coming from an authority figure. We might experience times when a boss, teacher, or coach has expectations that go against what we believe. There's
The nice part about using a quantitative approach is we don't have to ask questions when the data disagrees with our opinion. The data is the only thing that matters. As we wrap up another month for SEM's economic model, I'll give you the conclusion first – the economic data says
Following the release of the Fed's 'preferred' inflation measure Personal Consumption Index (PCE) Price Deflator last week, both the bulls and the bears had something to point to to make their case. The bulls highlighted the continued decrease in the year-over-year inflation levels (now 2.4% versus 5.2% a
It seems like our world becomes more divided every day. Everything becomes political whether it's justified or not. We've faced some push back since openly sharing our Christian faith as a firm. Last month, we started a series going through some of the objections we've received since starting our Cornerstone
Working with thousands of clients across the country we receive quite a bit of commentary forwarded by clients to their advisors and then to SEM. No matter the current market environment there always seems to be a group afraid of missing out on the upside and another afraid of the




