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2024 Focus - MMM v4-49

By Jeff Hybiak, CFA • December 04, 2023 • 0 Comments
2024 Focus - MMM v4-49

December is a time to look back at the year that was and turn our attention to what the new year may look like. For the stock market, following a sell-off in 2022, the new year brought impressive gains for the overall index (albeit heavily skewed to a handful of

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Musings,Forecasts

A Biblical Approach to Finances: Saving Review

By Courtney Dent • November 29, 2023 • 0 Comments
A Biblical Approach to Finances: Saving Review

The last couple months, we've been recapping our Biblical Approach to Finances series which we started back in 2022. In September, we reviewed the foundation basics, and in October, we reviewed budgeting. You can find those two posts below:

A Biblical Approach to Finances: Foundation Review
Last month, we wrapped
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Biblical Finance

Overindulgence - MMM v4-48

By Jeff Hybiak, CFA • November 27, 2023 • 0 Comments
Overindulgence - MMM v4-48

Thanksgiving has always been my favorite holiday because of the 3 F's – Food, Family, & Football. Thanksgiving weekend gives us what seems to be a year's worth of all 3 of them. Over the years I've learned it is important to not overindulge in any of the 3 Fs, but

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Musings,Interest Rates

Perception is Reality - MMM v4-47

By Jeff Hybiak, CFA • November 20, 2023 • 0 Comments
Perception is Reality - MMM v4-47

One of the most difficult things to understand about the investment markets is the response to various events is not always logical. If I had told you a few months ago that Israel was going to be attacked by Hamas sparking a declaration of war which included the US military

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Musings,inflation

Markets Fluctuate - MMM v4-46

By Jeff Hybiak, CFA • November 13, 2023 • 0 Comments
Markets Fluctuate - MMM v4-46

Despite a weak earnings season where growth rates slowed for the 3rd consecutive quarter and CEOs warned about an even bigger slowdown, stocks have staged an impressive rally the past two weeks. The rally has been driven with the hope the Federal Reserve is not only done raising rates but

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Musings,Asset Allocation
Page 29 of 159

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The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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