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Markets Fluctuate - MMM v4-46

By Jeff Hybiak, CFA • November 13, 2023 • 0 Comments
Markets Fluctuate - MMM v4-46

Despite a weak earnings season where growth rates slowed for the 3rd consecutive quarter and CEOs warned about an even bigger slowdown, stocks have staged an impressive rally the past two weeks. The rally has been driven with the hope the Federal Reserve is not only done raising rates but

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Musings,Asset Allocation

Attitude of Gratitude All Year

By Courtney Dent • November 08, 2023 • 0 Comments
Attitude of Gratitude All Year

Thanksgiving is coming up in just a few weeks. We’re in the season where people tend to be more verbal about what they’re thankful for; however, having an attitude of thankfulness should be something we have all year, not just a few weeks out of the year. If

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Cornerstone,Impact

Disconnected - MMM v4-45

By Jeff Hybiak, CFA • November 06, 2023 • 0 Comments
Disconnected - MMM v4-45

If you've been following the markets as long as I have nothing really surprises you. The biggest thing I've learned is the market does not always makes sense depending on what data or framework you are using. The 'consensus' focus may be different than what you believe matters most. This

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Musings,Economic Update,SEM Model Update,Bond Yields

Don't be fooled - MMM v4-44

By Jeff Hybiak, CFA • October 30, 2023 • 0 Comments
Don't be fooled - MMM v4-44

A lot of data hit last week on both the earnings and the economic front. We have even more data coming this week along with a Fed meeting. Interest rates on 10-year Treasuries crossed 5%. The S&P 500 is now down 10% from its most recent high. Add

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Musings

A Biblical Approach to Finances: Budgeting Review

By Courtney Dent • October 25, 2023 • 0 Comments
A Biblical Approach to Finances: Budgeting Review

After spending several months going over how our attitude should be about our finances, there were two months focusing on budgeting -- budgeting basics and understanding debt. This month, we're going to briefly review those two blogs in case you missed them.

Check out the first section review here:

A
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Biblical Finance
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The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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This site is for INFORMATIONAL PURPOSES ONLY. The comments and posts published in the SEM Trader's Blog ARE NOT investment recommendations. They can NEVER be considered as trading calls or advices. If you decide to use the information offered here for your real trading it is at your own risk. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

Investing in the stock or bond markets involves risk and may not be suitable for all investors. Before making any investment decisions you should carefully consider your investment objectives, level of experience and risk appetite. The possibility exists you could sustain a loss of some or all of your initial investment and therefore you should not invest money you cannot afford to lose. You should be aware of all the risks associated with your investments and seek advice from an independent financial advisor if you have any doubts. All investments involve risk including those managed by SEM Wealth Management.

Opinions expressed at www.semwealth.com and tradersblog.semwealth.com are those of the individual authors and do not necessarily represent the opinion of SEM Wealth Management or its management. Any opinions, news, research, analysis, prices or other information contained on this website, by SEM, its employees, partners or contributors, is provided as general market commentary and does not constitute investment advice. SEM will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

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