This week we learned the Median Household Income of Americans finally surpassed the 2007 peak. Inside the report released by the Census Bureau was a long discussion of the “lost decade” for most Americans. Masked by the overall income level is the fact average earnings are down, but
Wondering what’s going on with your portfolio this year? Whether you’re an SEM client or not, SEM portfolio manager Jeff Hybiak explains what is happening this year in the markets and what you should be doing right now.
During our recent client webinar there were several great questions asked by the attendees. Here’s a short video with SEM Portfolio Manager Jeff Hybiak providing the answers.
Back in 1997, while I was still in college I read a study from the Federal Reserve Bank of New York titled, “The Yield Curve as a Predictor of US Recessions.” This was in the early days of the development of my economic model, so I studied
During the 2008-09 Financial Crisis, too many investors learned bonds are not as safe as you might think. Unfortunately, I am seeing a large number of people believing a financial crisis will not happen again in their lifetimes. Some believe everyone learned their lesson from the last crisis, while others
