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3rd Quarter 2018 - Fall Newsletter

By Jeff Hybiak, CFA • October 03, 2018 • 0 Comments
3rd Quarter 2018 - Fall Newsletter

What’s the Score?

With football season in full force and investors once again wondering why they aren’t getting double digit returns like the S&P 500 index, I thought I would bring out my favorite investing analogy (paraphrased from Mike Mason of Mason & Associates in

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Newsletter

Target Date Risks

By Jeff Hybiak, CFA • September 27, 2018 • 0 Comments
Target Date Risks

I realize in a 9-year old bull market talking about risk management will not generate a lot of clicks to our site. For whatever reason, the past few weeks have seen a large number of portfolio reviews from prospective clients that included “Target Date” funds. These funds have

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Chart of the Week,Retirement Planning,Risk Management,Target Date Funds

Bull market in debt

By Jeff Hybiak, CFA • September 20, 2018 • 0 Comments
Bull market in debt

Last weekend was the “official” 10 year anniversary of the Great Financial Crisis. (This was when Lehman Brothers failed. Long-time SEM readers know the crisis actually began in 2007 with the failure of a few smaller mortgage brokers.) There has been a plethora of specials surrounding this anniversary.

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Chart of the Week,debt,Market Update

Hurricanes & Our Investments - Ask the Expert Radio Show

By Jeff Hybiak, CFA • September 20, 2018 • 0 Comments
Hurricanes & Our Investments - Ask the Expert Radio Show

Jeff was a guest on “Ask the Expert” with Mason & Associates in Norfolk, VA this week. During the show they discussed how the recent Hurricane in North Carolina can be an analogy of how we tend to deal with our investments and savings. In addition, several callers

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Investor Behavior,Presentation,retirement savings

Two Lost Decades

By Jeff Hybiak, CFA • September 14, 2018 • 0 Comments
Two Lost Decades

This week we learned the Median Household Income of Americans finally surpassed the 2007 peak. Inside the report released by the Census Bureau was a long discussion of the “lost decade” for most Americans. Masked by the overall income level is the fact average earnings are down, but

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Chart of the Week,Corporate Profits,Economic Update,Income,Social Cycle
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About the Blog

The purpose of SEM’s Traders Blog is to provide simple explanations about the current market environment. It is designed to give advisors talking points about the market and for individual investors to better understand what is happening.

Each week SEM posts a Chart of the Week to illustrate one aspect of the market in a different way than you might hear in the mainstream financial media. Throughout the week other posts will be made depending on the volatility, news events, or changes in SEM’s Scientifically Engineered Models​

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This site is for INFORMATIONAL PURPOSES ONLY. The comments and posts published in the SEM Trader's Blog ARE NOT investment recommendations. They can NEVER be considered as trading calls or advices. If you decide to use the information offered here for your real trading it is at your own risk. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

Investing in the stock or bond markets involves risk and may not be suitable for all investors. Before making any investment decisions you should carefully consider your investment objectives, level of experience and risk appetite. The possibility exists you could sustain a loss of some or all of your initial investment and therefore you should not invest money you cannot afford to lose. You should be aware of all the risks associated with your investments and seek advice from an independent financial advisor if you have any doubts. All investments involve risk including those managed by SEM Wealth Management.

Opinions expressed at www.semwealth.com and tradersblog.semwealth.com are those of the individual authors and do not necessarily represent the opinion of SEM Wealth Management or its management. Any opinions, news, research, analysis, prices or other information contained on this website, by SEM, its employees, partners or contributors, is provided as general market commentary and does not constitute investment advice. SEM will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

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***Anywhere performance of SEM's Investment Models is used, please refer to the Models page on our website, which contains details about the performance calculations for each of our investment models.***

There is no representation made as to the future results of SEM's programs or if they will be profitable.

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